How banks can prepare for the new world of the augmented core, and what the opportunities and challenges will be
As digital ecosystems expand and customer expectations evolve, banks in APAC face mounting pressure to modernize—not just incrementally, but fundamentally.
Finastra Universal banking’s latest whitepaper, Transforming Banking Technology with an Augmented Core introduces a bold vision for future-ready core platforms designed to meet the region’s unique challenges and opportunities.
Only 10% of APAC banks are currently ready to scale AI across core banking functions — highlighting a critical gap in agility, data infrastructure, and innovation readiness.
This whitepaper explores how an augmented core can help close that gap by enabling banks to:
- Unify siloed data from every customer touchpoint
- Accelerate product innovation with modular, cloud-native architecture
- Deliver hyper-personalized experiences at scale
- Seamlessly integrate emerging technologies like agentic AI
- Stay resilient and compliant in a rapidly changing environment




