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INDUSTRY SPEAKERS

Manuel R. Delizo

Chief Security Officer
UCPB Savings Bank

Sandeep Uppal

President and CEO
HSBC Philippines

Kenneth F. Catugas

Head of IT
ING Hubs Philippines

Sateesh Reddy

Group Chief Technology Officer
Tonik Bank

Albert Tinio

Co-CEO
GoTyme Bank

Marlon P. Sorongon

Chief Information Security Officer
Maybank Philippines

Albert P. Dela Cruz

Chief Information Security Officer
GoTyme Bank

Carlos Tengkiat

Chief Information Security Officer
RCBC

Catherine de Joya Urtola

SVP & Chief Compliance Officer
Bank of China (Hong Kong) Limited – Manila Branch

Gabriel John Recalde

Head of Technology Risk Management
CIMB Bank Philippines

Joey Rufo

Chief Information Security Officer and Data Protection Officer
UnionBank of the Philippines

Vikrant Sabharwal

Director Business Development, Asia, Middle East & Africa
TSYS, a Global Payments company

Jallain Manrique

Partner, Head of Tech Consulting and Global Services Center
R.G. Manabat & Co. (KPMG)

Jose Carlo “Boom” Eufemio

Go-To-Market Head, Digital Enterprise and Innovation Group
RCBC

Alfred Lo

Chief Technology Officer
Maya

Josef Jelinek

Research Director
Kapronasia

Anton Mauricio

Co-Founder & Trustee
Global AI Council Philippines

Maria Rosell Gomez

Partner and Risk Services Leader
PwC Philippines

Robby Bassig

Technology Consulting Partner
PwC Philippines

Christian Lauron

Partner
SGV & Co – EY Philippines

Lion Gacad

Chief Experience Officer in Customer Service & Experience
GoTyme Bank

Mark Anthony P. Almodovar

Executive Director
PwC

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Mark Anthony P. Almodovar

Executive Director
PwC

Mark is a Risk Services Executive Director of PwC Philippines. He brings more than 22 years of professional work experience, leading the cybersecurity and data privacy practice. He has extensive experience in the areas of Vulnerability Assessment and Penetration Testing, Information System and Internal Auditing, Information and Cyber Security, IT Governance and Risk Management, Data Privacy and Business Continuity, in diverse industries.

As PwC’s Executive Director, Mark primarily focuses on readiness assessments covering the client’s IT, information security management, business continuity management and data privacy. In addition, he leads the delivery of various vulnerability assessment and penetration testing. He has a deep working knowledge on the ISO family of standards on 27001, for information security, ISO/IEC 29100 for privacy, ISO 22301 for business continuity, ISO/IEC 42001, for AI management, and IT service management, ISO/IEC 20000-1.   

Prior to joining PwC, Mark served as a Senior Manager for Advisory Services of one of the Big 4 audit firms, and another Big 6 firm thereafter. He served as the Data Protection Officer and led the consulting engagements in Data Privacy compliance.

Mark is a Certified Public Accountant and ISO/IEC AI Management Systems Lead Implementer and Lead Auditor, and holds several certifications from ISACA, PECB, EXIN, CISCO and CompTIA among others. 

Josef Jelinek

Research Director
Kapronasia

Josef Jelinek has 20 years of experience working in Asia and has worked on financial technology focused projects covering banking, payments, and capital markets. As Research Director at Kapronasia, a leading strategic consulting firm focused on Asia Pacific’s payments, banking, and capital markets industries, he leads the development of market insights and strategic analysis across the region’s financial services sector. His work supports clients with data-driven strategies, competitive intelligence, and thought leadership to drive growth, innovation, and market expansion. Before Kapronasia he was Senior North-East Asia Analyst for FrontierView, advising global and regional executives on critical specific business challenges and best practices impacting their performance in these markets. Josef holds a Master of Science in Globalization and Development from the School of Oriental and African Studies, University of London. 

Alfred Lo

Chief Technology Officer
Maya

Alfred Lo is the Group Chief Technology Officer of Maya, the leading digital banking app and all-in-one money platform in the Philippines, known for its comprehensive payments ecosystem.

With nearly 25 years of experience, Alfred has consistently advanced and pushed the boundaries of digital and emerging technologies. From co-founding tech start-ups to spearheading technological advancements in large private companies, Alfred has built and engineered systems for innovative and large-scale digital products across various sectors, including banking, payment, remittance, e-commerce, communications, telecommunications, mobile, and internet. Before joining Maya, Alfred led global mobile media application development and regional mobile engineering efforts at Yahoo!.

Alfred holds a Master’s degree in Advanced Computer Science with Distinction from the University of Birmingham, United Kingdom, and a Bachelor’s degree in Computer Engineering with First Class Honors from The University of Hong Kong.

Jose Carlo "Boom" Eufemio

Go-To-Market Head, Digital Enterprise and Innovation Group
RCBC

Boom is the current FVP and Division Head of Digital Ecosystem Build and Scale in RCBC. He’s in charge of growing the digital loan products business of the bank which has grown to more than Php 5B in a span of 1 year.

Prior to joining RCBC, he worked as Business Development and Commercial Head for various digital banks and fintechs locally and globally. He earned two Master’s degrees: An MBA from the Asian Institute of Management and a Masters in Global Finance from NYU Stern.

Jallain Manrique

Partner, Head of Tech Consulting and Global Services Center
R.G. Manabat & Co. (KPMG)

Jallain drove substantial growth in KPMG’s Tech Consulting function in the Philippines, introducing services in Cybersecurity, Data Privacy ERP implementation, Robotics Process Automation, SOC or IT Attestation services, Technology and Third Party Risk Assessment, and Digital Strategy and Transformation.

Selected by the Chairman and COO for the INSEAD Global Executive Education Program, Jallain established the firm’s expertise in Cybersecurity and Data Privacy, leading to accreditation as a Service Provider for Vulnerability Assessment, Penetration Testing, and ISMS Assessment by the Philippine Government’s Department of Information Communication Technology. He also developed an Automated Report Engine for streamlined reporting processes and led internal transformation projects in Robotics Process Automation, yielding significant efficiency gains and cost savings. These efforts secured a multi-year contract with an energy subsidiary of a Philippine conglomerate.

Joey Rufo

Chief Information Security Officer and Data Protection Officer
UnionBank of the Philippines

Joey Rufo is currently the Senior Vice President and the Chief Information Security Officer and Data Protection Officer of Union Bank of the Philippines. He is a Certified Information Systems Security Professional (CISSP), Member of Institute of Corporate Directors, Founding member and Treasurer of (ISC)² Philippine Chapter.

His career spans two decades of experience in the field of Information Security, Data Privacy IT, Data and Analytics in the Telecommunications, Government and Financial Services industry. He graduated from University of the Philippines Diliman with a degree in Bachelor of Science in Statistics. 

Vikrant Sabharwal

Director Business Development, Asia, Middle East & Africa
TSYS, a Global Payments company

Vikrant Sabharwal holds a bachelor of electronics engineering along with a postgraduate degree in international business. He has nearly 25 years’ of business development experience and has been extensively involved in driving payment business operations across Asia and the Middle East. 

Vikrant specializes in working with clients — their business, technology and operations teams — to define their business requirements and translate them into functional system solutions. He has a passion for the convergence of technology and commerce with a good knowledge of multi-regional payment landscapes.  He is an advocate of financial inclusion, digital transformation, and cloud-based solutions.

Gabriel John Recalde

Head of Technology Risk Management
CIMB Bank Philippines

Gabriel John D. Recalde is the IT Risk Management Officer at the Rural Bank of Sta. Rosa Laguna Inc. (A Salmon Company), where he plays a pivotal role in strengthening the bank’s information security and risk management practices. With extensive experience across both fintech and traditional banking environments, Gabriel has previously held key positions at CIMB Bank Philippines, CitySavings Bank, Home Credit Philippines, and DXC Technology | Hewlett Packard.

He holds a Master of Technology Management and is a Licensed Electronics Engineer. His professional credentials include certifications as a Professional Scrum Master I, Lean Six Sigma Yellow Belt, and ITIL (RCV and v3), underscoring his commitment to continuous improvement and operational excellence in the tech and risk domains.

Manuel R. Delizo

Chief Security Officer
UCPB Savings Bank

Manuel has 31 years of relevant and extensive experience—specifically 18 years in banking industry—in the field of security, particularly in the areas of loss prevention and general protective activities such as access control; cargo protection; building security systems; formulation of security policies, procedures, and guidelines; investigation of internal and external threats and other unlawful activities. Background includes BCP, Disaster Management, Cyber Security, VIP Protection, security survey/audit, Risk Management, inspection and enforcement of company rules and regulations.

Mon Galang

Chief Information Security Officer
Rural Bank of Sta. Rosa

Mon Galang has nearly 17 years of experience in Information and Cybersecurity, and Governance across various industries, including financial institutions and banks. He is currently the Senior Vice President and Chief Information Security Officer (CISO) at Rural Bank of Sta. Rosa (Laguna), Inc., a Salmon company. Previously, he was part of the cybersecurity team at one of the first six digital banks in the Philippines, serving as Head of Cyber Security and Interim CISO. Mon holds the Certified Information Systems Security Professional (CISSP) and Certified Cyber Security (CC) certifications from ISC2. He is also an Adjunct Professor at De La Salle – College of St. Benilde, where he teaches Information and Cyber Security courses. Additionally, he is a male ally and Head of the Technical Committee of WiSAP and an active member of various information and cybersecurity organizations.

Kenneth F. Catugas

Head of IT
ING Hubs Philippines

A Chartered Information Technology Professional in UK and a Member of British Computer Society.                        

Mr. Kenneth F. Catugas is the Head of Information Technology of ING Hubs Philippines which he is responsible of the entire IT Operations and Innovation with over 6,000+ ING Staff in the Philippines in 3 office locations. Globally, ING Bank ranks at top 30 based on assets by S&P Global Market Intelligence.

He was conferred as 2024 and 2023 The World CIO 200 Award and 2023 Tech Innovator of the Year Award by World Financial Innovation Series Conference.

Mr. Catugas has over 15 years of experience in IT Infrastructure, Operations and Management with extensive hands‐on experience in Managing System, Security, Network, Project Management, Data Center Transformation using wide variety of technologies. Working before with different industries such as IT Consulting, Renewal Energy, FMCG, Management Consulting, and Shipping gave him vast knowledge in the use of Information Technology.

Mr. Catugas has a degree in Information Technology and a master’s in business administration. With trainings in Northeastern University, University of Virginia, and University of London.

Sateesh Reddy

Chief Technology Officer
Tonik Bank

Sateesh Reddy is the Chief Technology Officer at Tonik Bank, where he plays a pivotal role in driving the bank’s technology strategy and automation efforts. As part of the founding team, he was instrumental in building Tonik’s banking platform from the ground up, ensuring a robust and innovative digital foundation for the bank’s operations.

 With over 12 years of extensive experience in Digital transformation across India, the Middle East, and Southeast Asia, he has a proven track record in setting up Fintech/banking platforms and leading digital transformation initiatives. His expertise and leadership have been crucial in positioning Tonik Bank as a front-runner in the digital banking landscape.

In his current role, Sateesh continues to spearhead technological advancements, focusing on enhancing the bank’s digital capabilities and ensuring seamless and efficient banking experiences for customers.

Albert ‘Abet’ Dela Cruz

Chief Information Security Officer (CISO)
GoTyme Bank

Mr. Dela Cruz is currently the Chief Information Security Officer (CISO) of GoTyme Bank. GoTyme Bank is a joint venture of Tyme, a multi-country digital banking group, with members of the Gokongwei Group, namely Robinsons Bank, Robinsons Land Corporation, and Robinsons Retail Holdings, Inc.

Abet is an established executive in Information Technology and the pioneer of the practice of Information Security in the Philippines. He contributed to information technology, security, and data privacy related policies as well as to agency rules and legislations for the Philippine Government including The eCommerce Act (RA8792) Anti-Cybercrime Act (RA10175), Data Privacy Act (RA10173)., The Supreme Court rules on Electronic Evidence and eNotary. He continuously provides technical assistance and advisory to various government agencies and non-profit organizations “Pro-Bono Público”, as a private citizen and as Co-Founder, and Director of the Philippine Computer Emergency Response Team Coordinating Center (PHCERT/CC).

He holds a degree in Electronics and Communications Engineering and certifications in the field of Data Communications, Cloud Technology, Information Security and Data Privacy. He is one of the first Certified Information Systems Security Professional (CISSP) in the country, an Alumni of the US, State Department’s International Leadership Program (IVLP) for eCommerce and the World Economy and Japan’s Association for Overseas Training and Support (AOTS) for Information Security Management, Incident Response Team Capacity Building and Malware Analysis.

Replete with experience accumulated over three decades working with both the private and public sector, as well as founding and nurturing several successful startups in the areas of systems integration, mobile application development, and information security.

He is also a director and co-founder of HIGH FIVE HOPE – a not-for-profit organization based in Seattle Washington, U.S.A. which helps to get Filipino street children off crime and substance abuse through sports.

Sandeep Uppal

President and CEO
HSBC Philippines

Ma. Lynette V. Ortiz assumed her post as the 11th President and CEO of the Land Bank of the Philippines on 24 May 2023 following her appointment by Philippine President Ferdinand R. Marcos, Jr.

With over 30 years of experience in banking and finance, Lynette held various senior roles in Risk Management, Treasury, Corporate Finance and Capital Markets in foreign and local institutions. Prior to her appointment, she was the first Filipino CEO of Standard Chartered Bank (SCB) Philippines. She led strategies to grow the local franchise across the various client segments and deliver sustainable financial performance.

During her tenure in SCB, she spearheaded several landmark transactions in both domestic and international capital markets for Philippine and ASEAN issuers. These include the maiden offerings of both LANDBANK and the Development Bank of the Philippines of Sustainability Bonds. She helped the National Government raise funds through global and domestic bond issues, with SCB serving as book runner for foreign currency denominated offerings of the ROP.

She serves as First Vice President in the Board of the Bankers Association of the Philippines (BAP), and is also a member of the BAP Executive Committee.

A strong advocate for diversity and inclusion, Lynette was named United Nations 2021 Philippine Women’s Empowerment Principles Awards Champion for Leadership Commitment, for her role in setting strong corporate commitments and inclusive leadership.

Lynette took her MBA in Finance and Investments from the City University of New York, Baruch College, and her degree in BA in Economics, Cum Laude, from the University of the Philippines.

Lynette V. Ortiz

President and CEO     
Land Bank of the Philippines

Ma. Lynette V. Ortiz assumed her post as the 11th President and CEO of the Land Bank of the Philippines on 24 May 2023 following her appointment by Philippine President Ferdinand R. Marcos, Jr.

With over 30 years of experience in banking and finance, Lynette held various senior roles in Risk Management, Treasury, Corporate Finance and Capital Markets in foreign and local institutions. Prior to her appointment, she was the first Filipino CEO of Standard Chartered Bank (SCB) Philippines. She led strategies to grow the local franchise across the various client segments and deliver sustainable financial performance.

During her tenure in SCB, she spearheaded several landmark transactions in both domestic and international capital markets for Philippine and ASEAN issuers. These include the maiden offerings of both LANDBANK and the Development Bank of the Philippines of Sustainability Bonds. She helped the National Government raise funds through global and domestic bond issues, with SCB serving as book runner for foreign currency denominated offerings of the ROP.

She serves as First Vice President in the Board of the Bankers Association of the Philippines (BAP), and is also a member of the BAP Executive Committee.

A strong advocate for diversity and inclusion, Lynette was named United Nations 2021 Philippine Women’s Empowerment Principles Awards Champion for Leadership Commitment, for her role in setting strong corporate commitments and inclusive leadership.

Lynette took her MBA in Finance and Investments from the City University of New York, Baruch College, and her degree in BA in Economics, Cum Laude, from the University of the Philippines.

TG Limcaoco

President & CEO
Bank of the Philippine Islands

Jose Teodoro “TG” Limcaoco (TG Limcaoco) is the President and CEO of Bank of the Philippine Islands (BPI) – the oldest bank in both the Philippines and Southeast Asia, and one of the most established financial institutions in the country. TG was appointed as BPI President and CEO on April 22, 2021. He has served as a Director of the Board and a Member of the Bank’s Executive Committee since February 2019.

He is Chairman of BPI Wealth – A Trust Corporation, Bank of the Philippine Islands (Europe) Plc., BPI Capital Corporation, BPI/MS Insurance Corporation, and BPI AIA Life Assurance Corporation. He is Vice Chairman of BPI Century Tokyo Lease & Finance Corporation and BPI Century Tokyo Rental Corporation. He is President and Vice Chairman of BPI Foundation, Inc.

Outside of BPI, he is President of the Bankers Association of the Philippines, Chairman of Philippine Payments Management Inc., a Trustee of the Asian Institute of Management, and a Director of AC Mobility Holdings, Inc. He is also a current member of the Management Association of the Philippines, the Financial Executives Institute of the Philippines (FINEX), and the Rotary Club of Makati West (where he is a Past President). Lastly, TG is a Director of Just for Kids, Inc., a homegrown business of his family.

In recognition of his outstanding leadership and exemplary communication skills, TG was bestowed the prestigious 2023 Communicator of the Year award under the Executive Leader Category by the International Association of Business Communicators (IABC) Asia Pacific. This award underscores his ability to effectively convey complex ideas and foster meaningful connections within the business community. He also earned the Gold Award in the Best CEO category for the Philippines in Asia’s Best Managed Companies 2023 poll of FinanceAsia. This accolade serves as a testament to his exceptional stewardship and strategic vision, further solidifying his reputation as an exceptional leader in the financial industry.

Before coming to BPI, he was the Chief Finance Officer, Chief Risk Officer, and Chief Sustainability Officer of Ayala Corporation, a Philippine Stock Exchange-listed company. He was also the Chairman of AC Energy International, Inc. (formerly Presage Corporation) and the President and CEO of AC Ventures Holding Corp. He was also a Director of the Board of several Ayala companies, including publicly-listed Globe Telecom and Integrated Micro-electronics Inc, and the energy, infrastructure, industrials and healthcare companies of the Ayala group. He was also a director of the companies that operated G-Cash and Zalora Philippines.

Previously, he served as President of BPI Family Savings Bank from 2010-2015 and President of BPI Capital Corporation from 2007- 2010. He also served as Officer-in-Charge for Ayala Life Assurance, Inc. and as Director and Chairman of Ayala Plans, Inc.

Mr. Limcaoco joined Ayala Corporation as a Managing Director in 1998. Prior to his appointment as Chief Finance Officer in April 2015, he held various responsibilities including Trustee and Treasurer of Ayala Foundation, Inc., President of myAyala.com, and CFO of Azalea Technology Investments, Inc. He served as the President of the Chamber of Thrift Banks from 2013-2015. He was named as the ING-Finex CFO of the Year in 2018. He has held prior positions with JP Morgan & Co. in Singapore and New York and with BZW Asia.

He graduated from Stanford University with a BS Mathematical Sciences degree (Honors Program) in 1984 and from the Wharton School of the University of Pennsylvania with an MBA (Finance and Investment Management) in 1988.

Eugene S. Acevedo

President and Chief Executive Officer
Rizal Commercial Banking Corporation

Eugene Acevedo is the President and Chief Executive Officer of Rizal Commercial Banking Corporation.

Under his leadership, RCBC accelerated its business and digital transformation, winning multiple awards in innovation including best digital bank and best retail bank. RCBC also took major strides in sustainable finance resulting in landmark green bond is sues, and its upgrade to Single A ESG rating by MSCI.

Eugene serves as Chairman of the Asian Bankers Association (ABA) for the 2021 – 23 term. In 1987, he graduated from the Asian Institute of Management. He completed the Advanced Management Program at the Harvard Business School.

An avid learner, he has professional certifications in Clean Power, Customer Experience, User Experience and Digital Marketing from Imperial College London, CX Academy, British Computer Society and Wharton School, respectively.

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            The world’s preeminent Private Banks and Wealth Managers are demonstrating a committed drive in innovation, advisory, new products and services to meet the sophisticated needs of their clients.

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            Amid economic activity revival on the back of the Covid-19 vaccine program, organisations moving from business continuity plans to stable working environments, together with the slightest improvement in unemployment numbers, forced the world to adjust to new realities. Coming to terms with the “new normal”, global investors are now on the look-out for attractive and stable investment opportunities.

            Needs of Private Wealth customers and families worldwide have drastically changed due to the pandemic and banks have had to accelerate efforts to deploy a multi-channel service strategy and safeguard clients’ businesses and wealth against negative impacts of economic uncertainly.

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