In this episode, Kevin Lee, Country Head and CEO of Razorpay Curlec, sits down with The Digital Banker to trace the company’s journey from a recurring payments provider into a full-stack payments platform and what that shift means for Malaysian businesses. He reflects on the next phase of growth in Malaysia’s digital payments market, the advantages of bringing together Razorpay’s India-born innovation and scale with Curlec’s local market expertise, and the role of payment infrastructure in unlocking more seamless cross-border commerce across ASEAN.