At Rand Merchant Bank (RMB), the Corporate and Investment Banking arm of FirstRand Group, one of South Africa’s largest financial services groups, clients receive innovative, value-added advisory, funding, trading, corporate banking, and principal investing solutions.
Efficient management of money sits at the heart of every business. With RMB’s newly formed Treasury and Trade Solutions group, the bank is focusing on cash and investment management. The bank’s new solutions assist clients with visibility of available funds across the business, minimising interest costs, investing surplus funds, drawing down against liquidity facilities when required, and engaging with treasury specialists to create a sustainable impact on the business.
For creating unique and meaningful solutions for businesses, RMB has been recognised by The Digital Banker, which presented it with the award for ‘Outstanding Digital CX – Cash Management Platform (South Africa)’ at the Digital CX Awards 2025, hosted at the Mandarin Oriental Singapore.
Digital upgrade
RMB’s enhanced treasury management capabilities include improved visibility, forecasting, and execution. The bank provides a visibility tool under the Balance View tab and effective optimisation capabilities in its Cash Management suite. RMB continually renews its treasury solutions to offer enhanced visibility – data across the entire product suite is presented in a way that offers insights at a glance. In addition to this, execution capabilities are strengthened, enabling both user-initiated and automated fund movement, from a single interface.
This solution has been delivered alongside a broad ecosystem of capabilities, differentiated intellectual property, and models within the bank that enrich insights – effectively enabling enterprise liquidity management within its clients’ businesses.
In addition, RMB now offers clients flexibility when integrating their business systems with its banking platform for a seamless transactional banking experience. Clients can choose between two integration methods: Application Programming Interface (API) for a fully automated experience, or a more traditional Host-to-Host approach.
Looking ahead
RMB says its digital strategy is to continue to develop and enhance its solutions and services based on its clients’ ever evolving needs.
“We are focused on our digital platforms, automation of systems and processes, and client onboarding. As a group, we continually strive to adjust to our clients’ evolving needs and sophistication by offering compelling and versatile solutions. When we consider client needs, we not only think about revenue upliftment, cost containment, and risk mitigation; we also think about innovation in our clients’ world,” says Dieter Erasmus, Head of Liquidity and Invest, RMB Treasury and Trade Solutions.
Going forward, the bank’s focus is to continue exploring and identifying opportunities across all areas of its clients’ business models. This includes their various functions, such as treasury, finance, and information technology, to ensure it can make a meaningful impact and add value to the business.
Simultaneously, RMB continues to implement strategic building blocks to ensure it consistently innovates and enhances its product offerings as part of its mission to create sustainable value for its clients.
