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APAC CIO Outlook

APAC CIO Outlook magazine connects the Enterprise IT Community in Asia Pacific Countries. It gives a platform where CIO and other technology decision-makers come together to share thought leadership across industries along with their visions and talk about the ongoing and upcoming technology trends. This Knowledge platform brings together CIO, CXO’s and other technology decision-makers to deliberate over critical market challenges and the current technology trends across industries.

CIO Tech Outlook

Published from Bangalore, Karnataka, CIOTechOutlook is an excellent platform for enterprises to showcase their innovative solutions. While India enterprise market is growing exponentially, there is a vacuum among entrepreneurs of enterprise startups. We believe that there is no other platform that gives companies a heads-up on the innovative solutions that the startups are working on, what the needs are that haven’t been met yet, and more.

CIOTechOutlook will act as a platform allowing high-level executives in the enterprises to share their insights, which in turn will help the enterprise startup ecosystem, help technology and business leaders with analysis on information technology trends, and give a better understanding of the role that enterprise solutions play in achieving the business goals.

For more information, please visit https://www.ciotechoutlook.com/

CXFocus

CX leaders and professionals need more than just news—they need actionable intelligence and solutions to meet their challenges. CXFocus delivers this through an editorial that:
• Offers practical advice and insights by speaking to industry thought leaders and practitioners.
• Profiles case studies and stories that provide practical blueprints and success strategies you can implement.
• Consistently delivers diverse perspectives that inform your strategy, challenge your assumptions, and ultimately elevate your organisation’s customer experience capabilities.

CXFocus is a platform to explore the key issues around customer experience, employee experience, Voice-of-Customer (VoC), contact centres, digital experience, AI and much more…!

Subscribe to CXFocus to receive our fortnightly newsletter delivered directly to your inbox.

FinTech Alliance

The FinTech Alliance PH is the Philippines’ premier and largest digital industry association, comprising over 140 corporate members that collectively account for more than 95% of the country’s digital retail financial transaction volume. As the first organization of its kind in Asia, it has pioneered the establishment of an industry-led Code of Conduct and Code of Ethics, operating as a self-regulating body.

The Alliance has played a significant role in shaping the government’s National Strategy for Financial Inclusion and the National Retail Payments System, actively supporting the implementation of the Digital Payments Transformation Roadmap. Additionally, it publishes the annual Philippines FinTech Report and organizes key events such as the Manila Tech Summit and the Bagong Pilipinas: The Philippines Country Pavilion at the Singapore FinTech Festival.

The FinTech Alliance PH serves as a vital resource for regulators, policymakers, and legislators, focusing on digital payments, financial education, and advancing inclusive digital finance. Furthermore, it is a co-founder of the Asia FinTech Alliance and the South Africa-based Alliance of Digital Finance Associations.

Marketing Tech Outlook

Marketing Tech Outlook is a monthly magazine that keeps the readers abreast of the recent trends in the marketing industry and profound insights of the changing industries from the CMOs of various companies. It serves as an information guide of the changing scenarios of the market with the introduction of novel innovative technology and solutions for CMOs and other suites of C-level executives.
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YA Jayathilaka

Chief Executive Officer
Bank of Ceylon

Y. A. Jayathilaka is the Chief Executive Officer of Bank of Ceylon, Sri Lanka’s largest and most trusted state-owned commercial bank. A visionary leader with a strong track record in transformation and innovation, he has played a key role in advancing the bank’s digital evolution.

He has led several pioneering initiatives that have enhanced customer experience, expanded financial accessibility, and modernized banking services across the country. Under his leadership, the bank continues to drive its strategic focus on digital transformation, operational excellence, sustainability, and customer-centric innovation.

His leadership emphasizes the use of technology to build a more inclusive and future-ready banking ecosystem, reinforcing Bank of Ceylon’s position as a leading institution in the region.

Shene Mothilal

Solution Owner: Digital Money Manager
Standard Bank

Shené Mothilal is an AI-driven digital product leader with 12+ years of experience in retail and business banking. She founded Standard Bank’s Digital Money Manager, a personal financial management solution enhancing how customers engage with their finances.


She leads cross-functional teams to deliver AI-powered features, driving over 850,000 installs, 42% annual growth, and 90% increase in engagement. The solution has gained global recognition, including awards from The Digital Banker and Qorus, and a Top 9 global ranking in AI & Analytics.


Shené is a speaker at the Digital Banker CX Summit 2026 and advocates for scalable, customer-centric digital innovation in banking.

Rashmi Kumar

Founder
Write Track

Rashmi Kumar is a writer, editor and moderator with close to 15 years of experience covering Asia’s financial markets. Since 2023, she has worked as an independent editorial consultant, writing for groups like Mergermarket and Euromoney, producing thought leadership reports and articles for agencies, partnering with Temenos on content, and consulting for the Asian Development Bank. Her expertise spans capital markets, investment banking, private banking and wealth management, private equity, M&A, digital banking and sustainability.

Raheel Baig

Director, BMO Virtual Connect Analytics and Performance Solutions
Bank of Montreal

Afarina Ripaee

Head of Strategic Customer Experience & Relations
Agrobank Malaysia

Dr Karan Srivastava

Head of Digital Transformation, Group Bancassurance
Standard Chartered

Dr Karan Srivastava is a senior digital delivery leader at Standard Chartered, responsible for driving the digital enablement and execution of bancassurance and protection initiatives across Asian markets. His work spans health, insurance, and digital advisory, with a focus on translating business propositions into scalable, humancentred digital journeys through platform modernisation, ecosystem partnerships, and datadriven design. Karan brings a strong foundation in insurance and actuarial disciplines to bridge strategy, risk understanding, and digital execution. He works closely with teams across the network, business product owners, and partners to deliver trusted, practical customer experiences that improve accessibility, relevance, and longterm engagement.

Feargal de Burca

Partner, Financial Services Consulting
KPMG

Feargal De Burca is a Partner in KPMG in Singapore’s Financial Services Consulting practice. He has 25 years of experience in financial services, specialising in technology strategy, market solutions, and technology-enabled transformation. His background spans both industry and consulting, including front office pricing and risk technology roles, as well as the delivery of transformation programmes across operations, risk, treasury, and front office functions.

Feargal has deep expertise in technology operations, vendor platforms, and programme delivery. He leads KPMG’s FinTech scale-up programme in Singapore, supporting the adoption.

Tom Mouhsian

Principal Analyst APAC
Forrester

Tom is Forrester’s principal analyst, serving digital business strategy and CX professionals across the globe. His work mainly focuses on customer-centric, trust-building digital strategies that drive measurable value and competitive differentiation. Tom is known for his deep subject matter expertise in financial services, including digital wealth management, government and public sector, aviation, telecommunications, and professional services. As part of his role, Tom publishes industrywide global ratings and benchmarks, investigative case studies, technical frameworks, and evaluative research about emerging technologies such as AI that shape important trends for business and technology leaders.

Marie Bush

Director
Alvarez & Marsal

Marie Bush is a Director at A&M in Hong Kong with over 15 years of experience in strategy, governance, and digital transformation across Asia. She previously spent seven years at HSBC, where she led global digital platform governance for a $250M portfolio and delivered an award-winning customer experience (CX) strategy across 14 markets. Her expertise spans digital delivery, portfolio management, CX strategy, and organisational transformation, including implementing NPS frameworks, optimising vendor models, and driving large-scale operating model changes. Marie is known for translating executive vision into measurable outcomes, improving customer insights, and delivering complex programmes on time and within budget.

Fred Lim

Chief Digital Commercialisation Officer Hong Leong Bank Vietnam

As the Chief Digital Commercialisation Officer, Fred Lim is at the forefront of the Bank’s ambitious drive to empower aspiring consumers and entrepreneurs in the markets it operates.

Fred is a visionary leader dedicated to transforming financial services through digital innovation, whether it involves architecting a pioneering digital bank or revolutionising established retail and SME banking ecosystems. This inherent drive fuels his strategic leadership in implementing digital-first business models and championing financial inclusion across SEA.

Saurabh Mathur

Head of Customer Experience and Digital Marketing
Income Insurance

A next generation customer experience and digital marketing leader who blends the best of technology, strategic rigor, and brand empathy to solve high value problems and shape opportunities for sustainable impact. To me, creativity and innovation arise when diverse minds come together around human-centered design, thoughtful processes, and curiosity-driven exploration—pushing boundaries to solve the big, hairy challenges that truly move the customer and the business forward.

Mahalakshmi Iyer

Head of Platforms, Journeys & Financial Planning SEA
HSBC

Mahalakshmi heads the Wealth Platforms, Journeys, and Financial Planning team at HSBC Singapore. She leads the delivery of wealth platforms, customer journeys and financial planning, driving the implementation of HSBC’s wealth strategy through client-centric digital and RM-assisted solutions. She focuses on wealth transformation, customer journey optimisation, and strong governance to deliver excellent end to end RM and customer experience for their retail and affluent clients across Singapore and international markets.

Jackson Oh​

Chief Technology Officer
ANEXT Bank

Jackson Oh is the Chief Technology Officer at ANEXT Bank, where he leads the bank’s technology strategy, architecture, and engineering execution as ANEXT scales its digital banking platform for local SMEs and foreign business owners in Singapore.

Lolitta Suffian

Senior Vice President
Bank Simpanan Nasional

Lolitta Suffian is a customer experience leader with 23+ years of cross-industry experience. She is currently Senior Vice President of Customer Experience at Bank Simpanan Nasional (BSN), where she drives financial inclusion by improving access to banking for underserved communities.

With a background in creative arts and visual storytelling, Lita is known for turning complex customer journeys into intuitive, human-centred experiences powered by technology and empathy. She leads the transformation of customer touchpoints at BSN, advocating for responsible use of automation and AI while preserving human connection.

A 2024 WeQual Award APAC winner, she blends data, design thinking, and empathy to build trust, dignity, and meaningful customer relationships.

Ashley Thomas

Head of Strategy & Operations – Singapore
Revolut

Ashley Thomas has been leading the Strategy & Operations team for Revolut Singapore since June 2021.

With over 12 years of experience, Ashley is responsible for launching new products and spearheading the overall strategy for Revolut in Singapore. She also oversees the overall operations of Revolut Singapore.

Prior to joining Revolut, Ashley has held Management Consulting roles at Kearney and Bain Nordic. She has also spent time at one of the world’s largest ride-hailing companies, Ola, launching one of their key businesses.

Ashley holds a Master of Business Administration (MBA) from INSEAD

Naveen Sethia

Head of Design & Customer Experience
Trust Bank

Naveen Sethia is an experienced design leader with a proven track record across big tech, fintech, and fast-growing start-ups. Passionate for building customer-obsessesed teams, shaping digital products that scale, and turning complexity into simple, delightful and human-centered experiences. 

Ravi Kumar

Chief Information Officer
Maybank

Ravindra Kumar (Ravi) serves as the Chief Information Officer (CIO) for Maybank Singapore. As CIO, Ravi oversees the Bank’s technology strategy, governance, operations and transformation in alignment with business priorities. Ravi plays a pivotal role in driving Maybank’s technology transformation agenda, including architecture modernisation, operating model redesign, adoption of emerging technologies and the development of digital-ready workforce.

With over 20 years of experience, Ravi has held leadership roles in financial services, digital transformation, and fintech, including at OCBC. He holds an MBA from University of Oxford, UK, and a Bachelor’s degree in Computer Science from University of Pune, India.

Manpreet Singh

Senior MD and Head of Group Customer Experience, Group Strategy
CIMB

Manpreet is an award-winning CX leader and CCXP with a strong track record in building and delivering customer experience solutions across local and international markets. She specialises in CX strategy, UI/UX, and digital transformation with full P&L responsibility in diverse and complex environments. As the pioneer and Head of Group Customer Experience at CIMB Bank, she has driven a customer-led culture, spearheaded digital transformation initiatives, and enhanced journey optimisation, continuous improvement, and measurement frameworks. Her previous leadership roles include positions at Maybank, HSBC, and ABN AMRO. Recognised as one of the Top 10 Business Leaders by CXO Outlook (2022), Manpreet brings an unwavering passion for CX and serves on the CXPA Regional Council, in addition to being a member of ICDM.

Simon Puckering

Head of Digital and Innovation for International Wealth and Premier Banking
HSBC Singapore

Simon Puckering is the Head of Digital and Innovation for International Wealth and Premier Banking at HSBC Singapore. He leads the bank’s digital transformation across wealth, day-to-day banking, and servicing—advancing initiatives that enhance customer experience, streamline journeys, and accelerate digital adoption. With deep experience in operations, digital leadership, and complex change across global markets, Simon is recognised for delivering enterprise programmes that unite technology, data, and disciplined execution. He is passionate about harnessing data-driven insight and innovation to create intuitive, end-to-end experiences that empower customers and drive commercial impact. Simon champions a future of banking that is seamless, intelligent, and customer-centric.

Vinoth Krishna

Head of Digital Assisted Platforms
Citi

Vinoth Krishna is the Head of Digital Assisted Platforms for Citi’s Asia South region, leading the bank’s frontline digital transformation across wealth and onboarding journeys. With 18 years at Citi spanning Singapore, Hong Kong, India, and Thailand, he brings deep expertise in digital strategy, customer experience, and wealth management. He oversees key frontline platforms, digital onboarding, transaction authorisation systems, and simplification of investment processes that boosts RM productivity and strengthens controls. Vinoth also leads the region’s Wealth NPS program, shaping insights that help build trust and long term engagement with customers. Known for his human-centered, design-led approach, he is passionate about creating digital experiences that are simple, predictive, and intuitive for customers and frontline employees.  

Guillermo Veiga

Group Chief Information Officer
Standard Chartered

Guillermo Veiga is Standard Chartered’s Group Chief Information Officer, covering the bank’s Wealth & Retail Banking and Corporate & Investment Banking businesses. Based in Singapore, Veiga has an extensive experience in leveraging technology to drive digital innovation and building resilient infrastructure that improves client experiences, while growing the business in a sustainable and responsible manner. 

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            The world’s preeminent Private Banks and Wealth Managers are demonstrating a committed drive in innovation, advisory, new products and services to meet the sophisticated needs of their clients.

            COVID-19
            Amid economic activity revival on the back of the Covid-19 vaccine program, organisations moving from business continuity plans to stable working environments, together with the slightest improvement in unemployment numbers, forced the world to adjust to new realities. Coming to terms with the “new normal”, global investors are now on the look-out for attractive and stable investment opportunities.

            Needs of Private Wealth customers and families worldwide have drastically changed due to the pandemic and banks have had to accelerate efforts to deploy a multi-channel service strategy and safeguard clients’ businesses and wealth against negative impacts of economic uncertainly.

            The Global Private Banking Innovation Awards will recognise the world’s best private banks, wealth managers and asset managers that are championing innovation across advisory, service, products, customer experience and more.

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